SafeSpend protects someone you care for, whether an elderly relative living with dementia or a child, from repeat and impulse online spending. It sees what is being bought, not just how much, and checks with you before the payment can go through.
The software works end to end today, free, with the cards your family already has. A SafeSpend prepaid card is in development to make the protection unbypassable.
Try it firstA lightweight browser extension recognises checkout pages and reads the actual item and price, so it can spot a duplicate of something bought last week, or a subscription hiding behind a one-off price.
Routine purchases sail through. Flagged ones (duplicates, recurring charges) pause at the checkout while the carer gets a simple approve / decline prompt.
A prepaid SafeSpend card, built with a regulated card partner, will decline by default and only open for approved purchases, so the protection can't be bypassed by closing a pop-up or using another browser.
You don't need to wait for the card to start. The free extension already runs the whole loop: it spots a duplicate or a hidden subscription at the checkout, pauses the purchase, and asks the carer's phone before it goes ahead. It works alongside whatever cards your family uses today.
The SafeSpend card is the hardening layer we're building now with a regulated card partner. When it arrives, approvals stop being a strong suggestion and become the only way money can leave. Early-access families help shape it and get it first.
Ordering the same item again and again is one of the most common and most distressing patterns families see. SafeSpend catches the repeat at item level and quietly checks with a trusted person first.
First card, real independence, with a carer approving anything that looks like an impulse buy or a recurring subscription instead of a blanket block.
We're inviting a small group of families and carers to use the free software early, end to end, and help us shape the card. Partners and carers' organisations, we'd love to hear from you too.
Join the early access